Do I need Mobility Insurance?

FREQUENTLY ASKED QUESTIONS ABOUT

Mobility Scooter Insurance

Do I need Mobility Insurance?

It is not a legal requirement to have insurance for your mobility scooter.

However, the Department for Transport states: "it is strongly advised that people take out insurance to cover personal safety, other people’s safety and the value of the vehicle."

Disabled Motoring UK advise "Although insurance for mobility scooters or powerchairs is not a legal requirement, it is highly recommended."

Our Mobility Insurance policies provide insurance protection for accidental damage, theft or loss, public liability and personal accidents. We are also have a number of optional extras for Breakdown Recovery, Puncture Care and Key Cover to provide extra piece of mind.

We cover both new and second-hand scooters with multiple riders permitted and you can choose to pay monthly or annually.

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General Questions and Definitions

Do I need to register my mobility scooter with the DVLA? Do I need Mobility Insurance? Can I take my mobility scooter abroad? What is Surewise National Scooter Database? Does my Mobility Insurance policy cover puncture repairs? What is Wear and Tear? How do I renew my Blue Badge Mobility Insurance policy? What type of Mobility Vehicle are covered? Does my Mobility Insurance policy cover extended warranty?

Policy Questions

Can I pay monthly for my Mobility Insurance? How do I make a claim on my Mobility Insurance policy? Does Mobility Insurance cover an attachment that makes a manual wheelchair a power-chair? Does Mobility Insurance cover a custom-built powered wheelchair? My Mobiliy Scooter is second-hand and I don't have a receipt, what can I use as proof of purchase? I have replaced my current mobility scooter, what do I next? Is there any age limit on Mobility Insurance policies? Who else can I add to my Mobility Insurance? Is a licence required to ride on the road with a mobility scooter?

Leaving your scooter

Can I keep my mobility scooter overnight in my car? Does my mobility scooter have to be stored at my own home?

Breakdown and Recovery

What is mobility scooter and electric wheelchair recovery service? If my mobility scooter needs repairs, can I be taken to a repairer instead of my home? What is the difference between breakdown recovery and recovery costs?

Other

Am I covered if my mobility scooter keys are stolen? Am I covered if my mobility scooter is damaged on a aircraft?

FREQUENTLY ASKED QUESTIONS ABOUT

Mobility Scooter Insurance