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FREQUENTLY ASKED QUESTIONS ABOUT

Mobility Scooter Insurance

Am I covered if my mobility scooter keys are stolen?

We now offer Key Cover as optional extra. Key cover provides cover up to £1,000 for your Mobility Scooter keys should they be lost, damaged or stolen. This also covers keys to any external door to your main residence and car keys and fob.

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RELATED QUESTIONS:
General Questions and Definitions
Do I need to register my mobility scooter with the DVLA? Do I need Mobility Insurance? Can I take my mobility scooter abroad? What is Surewise National Scooter Database? Does my Mobility Insurance policy cover puncture repairs? What is Wear and Tear? How do I renew my Blue Badge Mobility Insurance policy? What type of Mobility Vehicle are covered? Does my Mobility Insurance policy cover extended warranty? What are the geographical limits of coverage? What is the public liability coverage limit? What is not covered under Extended Warranty? What is the cooling off period for mobility insurance policies? Who underwrites Surewise Mobility Insurance? What does Accidental Damage mean? What is defined as Breakdown in the policy? What items are covered as insured items? What is considered Market Value? How is Theft defined in the policy? What is Total Loss? What is the maximum sum insured for personal effects? How much is provided for mobility hire per day? What is the maximum coverage for manual wheelchair under Section A5? What events are covered under Section A Property? Are items left in the open overnight covered? What security requirements apply when leaving items unattended? Is there coverage outside the geographical limits? What is covered under Key Cover extension? What are the limits for Puncture Care coverage? What does Extended Warranty cover? What breakdown recovery service is provided? What mobility devices are eligible for breakdown assistance? What liability exclusions apply to Section B? What does Section C Recovery Costs cover? What is covered under Personal Accident Section D? What general exclusions apply to all sections? What are e-scooters and similar devices covered? What is the replacement condition for items less than 2 years old? What is the replacement condition for items more than 2 years old? What are the insured's responsibilities regarding maintenance? What must be provided when making a claim? How quickly must claims be reported? Who pays for engineer's reports? What happens to policy coverage after a total loss claim? How does the policy handle other insurance? What law governs the policy? What changes to circumstances must be reported? What are the consequences of fraud? How can the policy be cancelled after the cooling off period? How do I make a complaint about the policy sale? Can I escalate to the Financial Ombudsman Service? What information does Surewise collect about me? What are the lawful bases for processing my data? How does Surewise use cookies? Who might Surewise share my data with? How long is personal data retained? What rights do I have under GDPR? How does Surewise handle marketing communications? How can I contact Surewise about data protection? What are the important contact numbers for my policy? What are Surewise's operating hours? Is sports wheelchair usage covered during competitive activities? Are there any pre-existing medical condition exclusions for personal accident? What is considered an Immovable Object for security purposes? What constitutes Forcible entry for theft claims? How is Storm damage defined? What type of Fire damage is covered? How is Flood damage defined? What constitutes Wear and Tear exclusion? Who is considered the User of insured items? What is the definition of Open in the policy context? How are Punctures defined for coverage purposes? What is Consequential Loss and is it covered? How long do I have to report a key loss for key cover? What happens if I have duplicate keys available? Is there a limit for key replacement when locked inside property? Do I need to service my mobility equipment for warranty coverage? What parts are excluded from extended warranty coverage? When do benefits start under the policy? What is the maximum distance for breakdown recovery? Is there coverage for mobility accessories? What speed limit applies to covered mobility devices? Are there hospital benefits under personal accident coverage? What personal assault benefits are provided? Is there new for old replacement coverage? Can I get international coverage?

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We're open 09:00 to 17:00 Monday to Thursday and 09:00 to 16:00 on Friday, and you can find us at Unit 3, Hadleigh Park Business Park, Chapel Lane, Benfleet, Essex, Benfleet SS7 2PP.