Return to Carers Insurance FAQs
FREQUENTLY ASKED QUESTIONS ABOUT
Carers Insurance
Does the Public Liability cover damage to clients’ property?
Yes, the Public Liability section provides cover if you or an employee accidentally cause damage to a client’s property in the course of your care duties. For example:
● Spilling tea on a client’s carpet while serving them a drink
● Knocking over and breaking a client’s television or lamp during cleaning duties
● Accidentally scratching a client’s table while moving items
● Breaking a window while assisting a client with opening it
Need a Domiciliary Policy quote?
RELATED QUESTIONS:
General Questions and Definitions
How do I make a claim on my Carer Insurance policy?
Does my Carers & PA's Insurance cover a volunteer carer?
Does my Carer policy provide cover if my client wants to sue me?
Does my Carer Insurance policy cover me if I am accused of stealing?
Does the policy cover damage to the care recipient’s property?
Do you have any resources for Carers and PA's?
Self Employed Carers
Does the Self Employed Carers Insurance policy cover live-in carers?
Under the Self Employed Carers Insurance, am I covered when I take out clients in the car?
What care activites/duties are covered under Self Employed Carers Insurance?
What qualifications or training are required to take out Self Employed Carers Insurance?
Am I covered if I provide care while working abroad?
Are my personal belongings covered if I lose them at work?
Can I pay yearly for my Carer/Domiciliary policy?