Return to Carers Insurance FAQs
FREQUENTLY ASKED QUESTIONS ABOUT
Carers Insurance
What care activites/duties are covered under Self Employed Carers Insurance?
Personal care assistant duties performing any of the activities below:
• Personal care including; preparing,serving and feeding food or drink, bathing, dressing, moving, handling, the administration of medicines and first aid
• General domestic duties including; shopping and basic maintenance and gardening tasks
• Looking after the Service User’s domestic pets or children, (or other children for whom the Service User is responsible) provided that these tasks form only a minor part of the overall work carried out for that Service User
• Accompanying any Service User on social, domestic or pleasure trips.
Need a Carer or PA Insurance quote?
RELATED QUESTIONS:
General Questions and Definitions
How do I make a claim on my Carer Insurance policy?
Does my Carers & PA's Insurance cover a volunteer carer?
Does my Carer policy provide cover if my client wants to sue me?
Does my Carer Insurance policy cover me if I am accused of stealing?
Does the policy cover damage to the care recipient’s property?
Do you have any resources for Carers and PA's?
Self Employed Carers
Does the Self Employed Carers Insurance policy cover live-in carers?
Under the Self Employed Carers Insurance, am I covered when I take out clients in the car?
What care activites/duties are covered under Self Employed Carers Insurance?
What qualifications or training are required to take out Self Employed Carers Insurance?
Am I covered if I provide care while working abroad?
Are my personal belongings covered if I lose them at work?
Can I pay yearly for my Carer/Domiciliary policy?
Direct Payments
Is insurance mandatory if I am a Direct Payment User?
Do any of the Carers Insurance policies provide cover for redundancy?
Under Carers Employer and Direct Payment Insurance, is there a limit to the number of employees?
Are Healthcare tasks covered?
Is there a limit on how many Carers my policy covers?
How much redundancy cover do I get?
Do you have guidance on hiring a Carer or PA?
Do I need Employers Liability Insurance if my Carer already has their own insurance?
Does my policy include Income Protection?
Do you provide Professional Indemnity Insurance?