FREQUENTLY ASKED QUESTIONS ABOUT
Carers Insurance
What care activites/duties are covered under Self Employed Carers Insurance?
Personal care assistant duties performing any of the activities below:
• Personal care including; preparing,serving and feeding food or drink, bathing, dressing, moving, handling, the administration of medicines and first aid
• General domestic duties including; shopping and basic maintenance and gardening tasks
• Looking after the Service User’s domestic pets or children, (or other children for whom the Service User is responsible) provided that these tasks form only a minor part of the overall work carried out for that Service User
• Accompanying any Service User on social, domestic or pleasure trips.
RELATED QUESTIONS:
General Questions and Definitions
Is insurance mandatory if I am a Direct Payment User?
Do any of the Carers Insurance policies provide cover for redundancy?
How to make a claim on your carer policy?
Under Carers Employer and Direct Payment Insurance, is there a limit to how many employees can be covered at one time?
Does the Self Employed Carers Insurance and Carers Employer Insurance cover a volunteer carer?
Does the Self Employed Carers Insurance policy cover live-in carers?
Under the Self Employed Carers Insurance, am I covered when I take out clients in the car?
Under Self Employed Carers Insurance, am I covered if my client was to sue me?
What care activites/duties are covered under Self Employed Carers Insurance?
What qualifications or training are required to take out Self Employed Carers Insurance?
Does this policy cover me if I am accused of stealing?
Am I covered if I work abroad?
Are my personal belongings covered if I lose them at work?
Does the policy cover damage to the care recipient’s property?
Can I pay yearly for this policy?
Do you have any resources for a carer?