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FREQUENTLY ASKED QUESTIONS ABOUT

Home Insurance

What is Employers Liability?

This section is included as standard with our Home Insurance, and it provides you with cover in the event that you are liable to pay out legal fees or compensation to someone you have employed (gardener, cleaner, builder etc). For example; if you hired a gardener and they were to injure themselves whilst on your property - this would cover the fees incurred if they made a legal claim against you.

RELATED QUESTIONS:
Buildings Questions
What is Subsidence? What is a Rebuild Cost? Can my tenant purchase buildings insurance? What is considered accidental damage? Are outbuilding covered under buildings insurance? I have a flat roof, is this covered?
Contents Questions
What is the value of contents within a garage, shed or other outbuilding? What is the maximum value of contents cover? What duration are personal possessions away from my home covered? Does the policy include cover for Fridge/Freezer contents? Does my Home Insurance policy provide cover for mobile phones? Does the policy cover student accommodation?
General Questions
Are my kitchen and bathroom fittings covered under Buildings or Contents? What is Domestic Home Care? What is Occupiers & Personal Liability? What is Employers Liability? Will you cover me if I have made a claim on previous Home Insurance policy? Do you do Landlords cover? Do you cover holiday homes?

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We're open 09:00 to 17:00 Monday to Thursday and 09:00 to 16:00 on Friday, and you can find us at Unit 3, Hadleigh Park Business Park, Chapel Lane, Benfleet, Essex, Benfleet SS7 2PP.