What do you consider to be a home emergency?

Do I need Domestic or Landlord policy if I live with lodgers? Are House Shares/HMOs Covered? What happens if my home is burgled? What is the duration of the policy? Do you cover plumbing on the same policy as central heating systems?

Are heating exchangers covered? Is underfloor heating covered? Are radiators covered? Am I covered if my radiator stops working? Are combi boilers covered? Are Economy 7 Storage heaters covered? Are LPG boilers covered? Would my washing machine flexible pipe be covered? Are my taps covered? Is my shower covered? Is my toilet covered? Are flat roofs covered? Am I covered if a tile falls off my roof? What type of pests are covered? Does the Landlord Home Emergency Policy cover tenants that are students? Are Holiday Homes in the UK Covered? Do you cover properties abroad?

If my boiler turns 10 years old within my 12 month policy, will it be covered until the policy is up? What happens if my boiler breaks suddenly and is completely non-repairable? What happens if my boiler needs a part? Can I get cover if I don’t have an annual boiler service? Is an annual boiler service included?

Do I need to service my central heating system and take certain precautions in order for cover to remain in place?